Alternative to credit card

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A alternative to credit card is an ordinary plastic card with a credit limit. Today every person in his life uses a credit card and more often has several credit cards. One of these credit cards can be a alternative to credit card.

How to choose a alternative to credit card?

When choosing a alternative to credit card, you need to pay attention to the following parameters:
The interest rate is the price of the loan that you pay the bank for using the money. The lower the interest rate, the better.
The credit limit is the maximum amount that you can borrow from a bank. The credit limit depends on your ability to pay.
An interest-free period is a period of time during which you can use borrowed funds for free. Usually it is 50-60 days.
Availability of additional options for the card. Additional options include SMS-informing, Internet banking, bonus programs and other options.
A alternative to credit card must have all of the above functions.

What are the additional options for a alternative to credit card?

A nice addition for a alternative to credit card can be additional bonuses. For example, the function Cash Back thanks to which a certain percentage of the purchases returned back to the card. The card can be charged interest on the positive balance of funds on the card account. Card service can be free of charge. The card can have a contactless payment function. Or another bonus program may be offered for the alternative to credit card.